Last updated: January 2026

Privacy Policy

Digital Hub LLC ("Digital Hub," "Company," "we," "us," or "our") is a marketing agency registered in the State of Delaware, with offices at 1441 Brickell Ave, Suite 1018, Miami, FL 33131. We operate owned-and-operated (O&O) digital properties across multiple verticals, including Life Insurance, Auto Insurance, Finance, and Sweepstakes (the "Services").

This Privacy Policy explains how we collect, use, share, and protect personal information collected through our websites, landing pages, forms, and related technologies (collectively, the "Sites"). This policy is designed to meet strict U.S. advertiser and network compliance standards.

By accessing or using the Services, you acknowledge that you have read, understood, and agreed to this Privacy Policy.

1. Scope of This Policy

This Privacy Policy applies to the following Digital Hub O&O domains, including any subdomains, landing pages, or campaign-specific URLs:

  • https://completecoveragehub.com/

  • https://smartautoprice.com/

  • https://freegiftgrabber.com/

  • https://cashloanmatch.com/

The Services are intended exclusively for users located in the United States.

2. Information We Collect

2.1 Personal Information

Depending on the campaign and vertical, we may collect the following categories of personal information directly from users:

  • Full name

  • Email address

  • Telephone number

  • Date of birth

  • Residential address and ZIP code

  • Insurance-related information

  • Financial-related information

  • Household-related information, including income and dependents (where applicable)

We do not knowingly collect Social Security numbers or detailed medical records.

2.2 Automatically Collected Information

We may automatically collect certain information when users interact with the Sites, including:

  • IP address

  • Browser type and device information

  • Operating system

  • Referring URLs and timestamps

  • Interaction and submission metadata

3. Purpose of Data Collection

We collect and process personal information for the following purposes:

  • Marketing and lead generation activities

  • Matching consumers with relevant insurance, finance, or promotional offers

  • Transmitting leads to third-party advertisers, carriers, brokers, or licensed agents

  • Campaign analytics, attribution, and quality control

  • Fraud prevention, risk assessment, and traffic validation

  • Compliance with applicable legal and regulatory obligations

4. Consent and User Acknowledgment

By submitting information through any Digital Hub Site, you expressly authorize Digital Hub to collect, store, process, and share your information with third parties for marketing and lead distribution purposes.

You acknowledge and agree that:

  • Your information may be shared with multiple third-party advertisers or partners

  • Digital Hub acts as a marketing agency and lead generator, not as an insurer or lender

  • Digital Hub does not provide insurance, financial, or legal advice

Digital Hub does not initiate outbound phone calls, SMS messages, or prerecorded communications. Email communications, where applicable, are sent by third-party advertisers or partners, not directly by Digital Hub.

5. Data Sharing and Lead Distribution

Digital Hub may share personal information with:

  • Licensed insurance agents, brokers, and carriers

  • Financial service providers and lenders

  • Sweepstakes and promotional partners

  • Technology and compliance service providers

Lead distribution may occur through real-time technologies, including ping-post methodologies, where permitted.

Digital Hub does not distribute leads to third-party call centers for outbound solicitation.

6. Cookies, Tracking, and Technology

Digital Hub limits the use of tracking technologies. We currently utilize:

  • Fraud detection and traffic quality tools

  • Call tracking technologies (where applicable)

We do not use behavioral profiling, retargeting pixels, or session recording technologies.

7. Data Retention

Personal information is retained only for as long as reasonably necessary to:

  • Fulfill marketing and lead delivery purposes

  • Meet advertiser, network, and regulatory requirements

  • Resolve disputes and enforce contractual obligations

Retention periods are reviewed periodically and data is securely deleted when no longer required.

8. Consumer Rights (U.S. State Privacy Laws)

Pursuant to applicable U.S. privacy laws, including the California Consumer Privacy Act (CCPA/CPRA), Virginia Consumer Data Protection Act (VCDPA), and Colorado Privacy Act (CPA), eligible consumers may have the right to:

  • Request access to personal information collected

  • Request correction or deletion of personal information

  • Request information regarding data sharing practices

Requests may be submitted via email to privacy@dh-techs.com. Requests will be processed within 30 days, subject to verification requirements.

9. Opt-Out and Communications

While Digital Hub does not engage in direct outbound communications, users may submit opt-out or data-related requests by contacting: privacy@dh-techs.com

Requests will be honored within 30 days of receipt, where applicable.

10. Children's Privacy

The Services are intended solely for individuals aged 18 or older. We do not knowingly collect personal information from minors.

11. Data Security

Digital Hub implements reasonable administrative, technical, and organizational safeguards to protect personal information. However, no system can be guaranteed to be completely secure.

12. International Data Transfers

All data collected through the Services is processed and stored in the United States. We do not target or knowingly collect data from users outside the United States.

13. Policy Updates

We reserve the right to update this Privacy Policy at any time. Updates will be effective immediately upon posting.

14. Contact Information

Digital Hub LLC 1441 Brickell Ave, Suite 1018 Miami, FL 33131

Privacy: privacy@dh-techs.com Legal: legal@dh-techs.com Compliance: compliance@dh-techs.com